There are several options when considering the purchase of a lake home. Many potential buyers assume "lakefront" is their best option. But for many buyers, there are other options they may want to consider, specifically lake view and lake access properties.

Lakefront property, of course, includes shoreline as part of the property, while lake-view property is within sight of the water but doesn’t include shoreline. Lake-access properties may not have a clear view of the lake, but do have guaranteed access to it, through either a dock or path.



If you are set on lake front but have a tight budget, lake view or lake access properties may be a better option for you. The prices very greatly between lake to lake and front lake front to lake view properties. Lake view properties will be considerably less expensive than lake front.

The biggest advantage to purchasing lakefront property is that it is an increasingly scarce resource; there is only a limited amount of shoreline on each lake. A lakefront property will appreciate most quickly, especially if the lake in question has historically low inventory. An advantage to buying lake-view or lake-access property is that typically these properties can offer buyers the majority of the conveniences of lakefront, but often at a fraction of the cost.


Taking care of a lakefront property can add up. The cost of upkeep from erosion, dock repairs, and other weatherproofing expenses can certainly add up to a great deal more than the upkeep of a property directly on the water. These are costs that you will incur the entire time you own the property, most of them you would avoid with a lake-view or lake-access home.

How do you plan to use the property

You should also consider how you plan to use the property. What activities do you see yourself doing the most. If you love boating, you will want a house with easy access to the lake. There are communities that have community boat docks available if you don't have the budget for a lakefront home.

All in all your best choice whether it be a lakefront, lake view or lake access property depends on your specific needs and circumstances. Considering all the options and knowing which property types are available on the lake are an important part of the buying process.